Accepted Papers

The Review of Economic Studies is one of the most highly respected academic journals in the field of economics. It is known for publishing leading research in all areas of economics, from microeconomics to macroeconomics. The journal is published by the Oxford University Press.

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Credit Access, Selection, and Incentives in a Market for Asset Collateralized Loans: Evidence from Kenya

William Jack, Michael Kremer, Joost de Laat, and Tavneet Suri

We study the potential for asset collateralization to expand access to credit in rural Kenya. Increasing the share of a loan for a durable agricultural asset that is collateralized by the physical asset itself (from zero to 96%) while reducing the share backed by financial assets increases loan take-up considerably, with only a very limited impact on repayment behavior and the lender’s profitability.

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Recently accepted to #REStud, "Normalizations and misspecification in skill formation models," from Joachim Freyberger:

https://www.restud.com/normalizations-and-misspecification-in-skill-formation-models/

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"In a large RCT on a credit card in Mexico, cutting rates and raising minimums barely reduced default. Job loss—more disruptive to cash flow—had far greater impact."

New paper from Castellanos, @d_jimenez, @aprajitmahajan, Prous & @SeiraEnrique:

https://www.restud.com/contract-terms-employment-shocks-and-default-in-credit-cards/

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Recently accepted to #REStud, "On the optimal design of a Financial Stability Fund," from Ábraham, Carceles-Poveda, Liu and Marimon:

https://www.restud.com/on-the-optimal-design-of-a-financial-stability-fund/

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I'm glad this is finally out after several years in the works! I’m also on the academic job market this year and happy to connect with anyone to discuss potential opportunities

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